Interactive Financial Suite

Plan Your Loan Before You Apply

Seven interactive financial calculators running locally in your browser. Evaluate monthly EMIs, borrowing eligibility, rent vs buy wealth, balance transfer savings, and loan offer comparisons.

Choose Your Financial Decision

Select a specialized tool designed around your borrowing question.

repayment

EMI Calculator

Calculate monthly EMIs, total interest payable, and annual repayment schedule across all loan types.

Open EMI Calculator
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Loan Eligibility Calculator: Estimate Loan Amount

Estimate a potential loan amount based on monthly income, existing EMIs, interest rate, tenure and a transparent 50% monthly obligation limit.

Open Eligibility Calculator
capacity

Home Affordability Calculator: Estimate Home Budget

Estimate a potential home budget based on monthly income, existing EMIs, available down payment, interest rate, tenure and a 50% monthly obligation limit.

Open Home Affordability
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Rent vs Buy Calculator: Compare Financial Outcomes

Compare the projected financial outcomes of renting and buying a home using assumptions for rent, home price, loan terms, property growth and investment returns.

Open Rent vs Buy
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Balance Transfer Savings Calculator: Compare Loan Costs

Compare your current loan with a potential balance transfer using outstanding balance, interest rates, tenure and estimated switching costs.

Open Balance Transfer
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Loan Prepayment Calculator: Compare EMI & Tenure Impact

Estimate how a lump-sum loan prepayment could reduce your remaining tenure, monthly EMI and future interest.

Open Prepayment Calculator
comparison

Loan Offer Comparison Calculator: Compare EMI & Loan Costs

Compare loan offers using interest rate, tenure, upfront fees, monthly EMI, total interest and estimated borrowing cost.

Open Offer Comparison

EMI Calculator

Calculate your monthly EMI, total interest payable and repayment schedule.

₹
₹1,00,000₹5,00,00,000
% p.a.
7%20%
Years
1 Year30 Years
Monthly EMI
₹44,186

for ₹50,00,000 at 8.75% over 20 years

Principal Amount₹50,00,000
Total Interest₹56,04,529
Total Amount Payable₹1,06,04,529

Calculator Disclaimer: This calculator provides an indicative estimate based on the values you enter. Actual loan terms, interest rates, eligibility, fees and other charges depend on lender policy and your financial profile.

Loan Eligibility Calculator

Estimate a potential loan amount based on your monthly income, existing EMIs and a 50% monthly obligation limit.

₹
₹20,000₹5,00,000
₹
₹0₹2,50,000
% p.a.
5%20%
Years
1 Year30 Years
ESTIMATED LOAN AMOUNT
₹41,84,400

based on a 50% monthly obligation limit

Actual loan amount is subject to the credit policy and approval of the respective lending institution. Figures shown are illustrative and do not constitute a loan offer or guarantee of approval.

Monthly Income₹1,00,000
50% Monthly Obligation Limit₹50,000
Existing Monthly EMIs₹15,000
Available EMI Capacity₹35,000 / month

Monthly Obligation Limit is the share of monthly income assumed to be available for total debt obligations. This calculator uses a 50% guideline for estimation. Actual lender assessment may use different criteria or assumptions.

Calculator Disclaimer: This calculator provides an indicative estimate using a 50% monthly obligation assumption and the values you enter. Actual loan eligibility, loan amount, interest rate, tenure and other terms depend on lender policy, credit assessment and your financial profile.