Loan Offer Comparison Calculator

Compare loan offers side-by-side on monthly EMI, total interest, upfront fees, and estimated borrowing cost.

Fifty Lakh Rupees

ENTER LOAN OFFERS

OFFER A
OFFER B

OFFER COMPARISON

Offer A

8.5% p.a. • 20 Years

MONTHLY EMI₹43,391
Total Interest:₹54,13,879
Upfront Fees & Charges:₹30,000
Total Borrowing Cost₹54,43,879
Total Amount Payable₹1,04,43,879
Offer B

9% p.a. • 15 Years

MONTHLY EMI₹50,713
Total Interest:₹41,28,399
Upfront Fees & Charges:₹30,000
Total Borrowing Cost₹41,58,399
Total Amount Payable₹91,58,399
Results are planning estimates based on the assumptions entered and are not a recommendation to choose either loan offer.
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Calculator Disclaimer: This comparison is based on the loan amount, interest rates, tenures and upfront fees or charges you enter. Results are indicative estimates using a reducing-balance repayment model. Actual lender offers, fees, taxes, insurance, legal or valuation charges, repayment terms and other conditions may differ. Upfront Fees & Charges entered here are treated as paid separately and are not included in the financed loan amount. This calculator does not calculate APR/EIR and does not recommend one lender or offer over another.