Loan Eligibility Calculator

Estimate a potential loan amount based on your monthly income, existing EMIs and a 50% monthly obligation limit.

₹
₹20,000₹5,00,000
₹
₹0₹2,50,000
% p.a.
5%20%
Years
1 Year30 Years
ESTIMATED LOAN AMOUNT
₹41,84,400

based on a 50% monthly obligation limit

Actual loan amount is subject to the credit policy and approval of the respective lending institution. Figures shown are illustrative and do not constitute a loan offer or guarantee of approval.

Monthly Income₹1,00,000
50% Monthly Obligation Limit₹50,000
Existing Monthly EMIs₹15,000
Available EMI Capacity₹35,000 / month

Monthly Obligation Limit is the share of monthly income assumed to be available for total debt obligations. This calculator uses a 50% guideline for estimation. Actual lender assessment may use different criteria or assumptions.

Calculator Disclaimer: This calculator provides an indicative estimate using a 50% monthly obligation assumption and the values you enter. Actual loan eligibility, loan amount, interest rate, tenure and other terms depend on lender policy, credit assessment and your financial profile.